shoppers who were buying the holiday dresses and jewelry. >> so is this -- i mean, if you're looking for the true source of pain here, brit, in the trade, is it discounters? is it luxury? where are we going to notice this miss the most? >> well, what happened this year is, before the season started, 74% of consumers said they were redig to avoid their credit cards as much as possible. so when you look at the winners this christmas, you look at walmart, you look at sam's, you look at big lots, you look at amazon, and look at the people that really did well this christmas, you know, and dollar tree, think about that. you've got a discount store, warehouse club, dollar store, and amazon, those are the five big winners. they kept over 75% of their customers at home. on the other hand, those retailers that lost, which were the barnes & nobles, and bjs, costco, the gap, retailers like that, and lowe's, those retailers did not do a good job.